Benefits Celebration Clip Art

The City of Malden offers a variety of benefits to it’s employees, ranging from Medical, Dental, Flexible Spending, Life Insurance, Disability Insurance and Deferred Compensation.  Eligible new employees (full-time and permanent part-time employees whose regular schedule is twenty or more hours per week) have 30 days to enroll in benefits for you and your dependents.  Failure to submit your election within the 30 day deadline will result in exclusion from medical insurance and any voluntary benefits offered by the City, unless you have a qualifying change of life event.  Otherwise, you will have to wait for the Open Enrollment period (mid-April through mid-May) for the next Fiscal Year, effective July 1st.  The City of Malden pays a percentage of the premium cost for the Medical Insurance and Basic Life Coverage. Find a Summary of Benefits here

(For benefit details, click on each benefit icon below.)

  1. Medical Insurance
  2. Dental Insurance
  3. Flex Spending
  4. Life Insurance
  5. Disability Insurance
  6. Deferred Comp -    457 Plans

Harvard Pilgrim Health Care:  We offer both HMO Summary of Benefits and PPO Summary of Benefits options. If you are interested in enrolling into our health insurance please fill out and return your completed Harvard Pilgrim Enrollment form to your Benefits Coordinator, Crystal Morano at

Wellness Program - Health Reimbursement Account (HRA):  City employees covered by Harvard Pilgrim Health Care insurance can participate in the Wellness program to earn up to $500 to be deposited to your HRA Benny card, which can be used to pay for out-of-pocket medical and dental expenses.  You may choose which activities on the home page that work best for you to earn points. Program details available here for you to follow along.  Shop worry-free with your HRA on the and save on thousands of qualified products.  

HRA balances can be reviewed by logging in to your  If you require further login assistance, contact Cafeteria Plan Advisors (CPA) directly at 781.848.9848. You can also download the CPA FLEX MOBILE app. Questions regarding your wellness points, contact Harvard Pilgrim directly at or call 877.594.7183.          

Kaia Health Program: Kaia Health is a digital therapeutics company, offering an innovative pain management program, whose app uses artificial intelligence (AI) and motion-tracking technology to help individuals with back, hip, and knee pain relief. Kaia offers hundreds of customized exercises for pain management to employees and eligible dependents. To begin participation visit their website at Kaia Health.

Diabetes Care Rewards Program: The City of Malden has partnered with Good Health Gateway's Diabetes Care Rewards Program. This program is available to all employees and their dependents enrolled in our active medical plan. This program helps participants effectively manage their diabetes and is voluntary and confidential.  Compliant members receive $0 co-payment on diabetes medications and supplies.

Doctor on Demand:  See an in-network/DocumentCenter/View/3758 provider anytime, without ever leaving your house.  Perfect for after hours care, urgent care, preventative health, behavioral health, or for 2nd opinions.

Preventive Dental Care for Children:  Preventive dental care for children (up to the age of 13) – limited to 2 preventive dental exams per Plan Year, only the following services are included: cleaning, fluoride treatment, teaching plaque control and x-rays.  Dental Provider must be within the network.

Fitness Reimbursement:  Members receive up to $150 reimbursement each calendar year (January-December) for gym membership or fitness classes (including virtual classes).

Further information: Summary of Benefits Coverage for HMO and Summary of Benefits Coverage PPO.This program